Fortunately, you’ll most likely get free access to doctor or dental check-ups in Scotland once you register with your local National Health Service. And many employers offer free insurance-related benefits like a death in service, which pays up to four times your salary to your spouse or child if you die before retiring.
However, not everything is covered. And because accidents can happen, you should consider getting insurance to protect things like your car, home and pets. Insurance can help meet costs if you have an accident, experience accidental damages to your home or even lose your luggage on your travels.